No Risk Investing

Have you heard of an investment with out risk? I have. At least once a month I get a offer in the mail, email in my in-box or see an ad in the newspaper for a new investment that promises an amazing return with no risk. 


Nothing scares an investor more than risk, and nothing contributes more to risk in investing than volatility.


Just ask investors in 2008 going from the highs in spring to a drop of more than 40%. Since then investors are looking a solution for their investment nightmares. 


Almost every new investment being sold today comes with the selling feature "it does not have the volatility of the stock market". Many come with guarantees, others invest in alternative assets and some invest using a special investment strategies.

Financial Review for 2011

2011 is over now and your annual statement is soon to arrive. Is your account up or down? Are you closer to retirement? What a great time to review your financial game plan. 


Even after being in the investment industry for more than 15 years nothing can be more depressing than reviewing your investment returns after a decade and only seeing a average return of only 3 or 4 percent.  


If this is you, you are not alone.


So now the question is should you change what you are doing and give up investing altogether? If this question is weighing on your mind here are some questions you should ask yourself and check out the infographic on investor behaviour below.