Vipers too rich for Millionaires (Sports)
-
Seven different Vipers scored en route to a 7-1 win over the Millionaires in
Quesnel Saturday evening. Vernon's depth compared to Quesnel's lineup was
quit...
Renovating Your Financial House Part 2
Posted on 9:35 PM by Mike Hassard - Kelowna
Just last week the Bank of Canada announced household debt is emerging as the the greatest risk to Canada's Financial System! (and so is the risk for the financail well being of families in Kelowna and the Okanagan Valley.)
As part 2 of a 4 part series on Renovating Your Financial House we will be focusing on how to deal with debt and eliminating its effect on your families life!
Can you imagine a life with no debt? No overdraft, credit card, line of credit, car loan or home mortgage. How much better would your life be with no payments? Most have been in debt so long they don't remember what it used to feeling like.
So question is how to your get rid of debt? First get your financial house in order BEFORE you pay off your debt. If you have not read part one of Building Your Financial House go here first Part 1 - Protecting Your Family - Where do you start?
Change the way you think ... pay cash for everything. Sounds easy enough, but when was the last time you paid cash for something? Groceries, gas, or nice iced latte. If you are using plastic you will never see the end of debt in your life.
Make a list of all your debts. That's right ... sit down with everyone in your house hold you spend money with and make a list of all your current balances, payments and interest rates. Seeing it on paper gets everything in open and makes everyone accountable.
Optimize your debts and make a plan. Organize all from smallest to largest and keep us minimum payments on all. The focus all extra income to systematically eliminate your debt. As you pay down each debt and the payment from the previous to next.
In the coming weeks here are the next two areas of Renovating Your Financial House ...
Building Savings. How to get your money working for you. Coming July 13th.
Creating a Written Plan to achieve your goals and dreams. What questions should your financial game plan answer and how to tell if your plan is working. Coming July 20th.
(If you want to follow these latest articles make sure to sign up for my blog or email me and join my email newsletter.)
If you want to review your current situation give me call Mike Hassard Primerica Kelowna 250-861-1465 email mikehassard@gmail.com or stop by our office 209-1511 Sutherland Ave.
Now is great time to Renovate Your Financial House and improve your quality of life today and in the future.
Subscribe to:
Post Comments (Atom)
Kelowna Business Network
-
-
How to Buy a Slow Cooker or Crock Pot - It’s that time of year when the days are shorter, the night falls sooner, and we drive home from work in the dark. Bummer. But there’s no need to be in the...
-
3 Ways to Retire Sooner! - With the economy slowing, real estate prices dropping and retirement savings shrinking many are wondering what to do now? Put off retirement? Work a second...
-
So What Time Will You Finish Work Tomorrow? Work Life Balance - This is a great article from David Anderson of Priority - Okanagan Training Solutions Donald Robichaud - FloodLight - Build Your Business Just as few peo...
-
Tote Trac Garage Storage Organizer - This amazing storage system can remove clutter from your life. It is a versatile storage organizer that can hold six totes and a bicycle or other large it...
-
Angels in the night news clip 2008 - This is a short video click of last year's Angels in the night supplies drop off. Last year we raised $15,000 for Kelowna's shelters and this year we are aim...
-
More portraits - Kelowna Portrait and Wedding Photography - I don’t think I could ever catch up on all the shoots I did this summer - partly because I’m a terrible blogger but mostly because there were just so many ...
-
Breakfast club meeting Saturday October 17 th 2009 - Breakfast club meeting Saturday October 17 th –with some special guest speakers. Haven Family Restaurant #2-605 K L O Road Kelowna ( from google map. It lo...
-
Networking with Okanagan Business Referral Group and Fred Sarkari - Do you own a business and are you looking for ways to grow it? Then join us for an exclusive afternoon presentation and networking event at the Sandman Ho...
-
Carvings - Blue Jay with oak leaves. [image: Posted by Picasa]
-
Preparing Your Business For Sale....., - When selling your business, it makes good sense to present your property in the best shape if you want to maximize your investment. When entering the prop...
-
Spring of 2009 - Some work that was completed this past Spring . [image: Posted by Picasa]
-
The 7 Paradoxical Sales Principles - The 7 Paradoxical Sales Principles 1. *To win more sales, stop selling*. When people feel like they're being sold, they react negatively and put up...
-
Social Media Revolution - This is the best video that I have come across that explains social media; how quickly communication of information is traveling and why you should hop on ...
-
Networking with Okanagan Business Referral Group and Fred Sarkari - Do you own a business and are you looking for ways to grow it? Then join us for an exclusive afternoon presentation and networking event at the Sandman Ho...
-
Going Greener will save you money - Okanagan workshop - Mark you calendars for the Working Greener Workshop this November 10, 2009 at the Delta Grand Resort in Kelowna, BC. Learn how going green can reduce opera...
-
FloodLight - Build Your Business - *What does FloodLight do?* At FloodLight, we work with business owners, executives, and senior managers like you to Assess their business needs, Assemble ...
-
FloodLight is Growing!!! Welcome Richard Tremblay Business Coach Kelowna - FloodLight is pleased to announce that Richard Tremblay has joined Donald Robichaud as part of the FloodLight Business Solutions Group. FloodLight works ...
-
Are you ready for the changing business climate? - Are you ready for the changing business climate? Rate the following questions 1 through 5, 5 being the best • How will you manage the possibility of incre...
-
CMHC MARKET OUTLOOK - Housing Activity to Rebound in Second Half of 2009 and in 2010 OTTAWA, September 3, 2009 — Housing starts are expected to rebound in the second half of 20...
-
Vector Powerboats launches new V-40. A 135 MPH Superboat - We at Gilbert Creative are extremely proud of our significant contribution to this new design. We are equally proud of the all the people that made this in...
-
BARTERING It's a booming business in Kelowna and BC - BARTERING: It's a booming business John Klockow, owner of The Pen Cafe in New West, sits in his restaurant Thursday afternoon where he has used bartering t...
-
1967–1969 Mercury Cougar: Polished Pony - When the Ford Mustang ushered in the pony car era in mid-1964, other domestic manufacturers took notice. The Mustang was an instant success and every divi...
-
Osprey - The Osprey is 'Sold' to a very happy couple from Vernon B.C. Thanks to Art Walk 2009 for giving me the opportunity to display my paintings and carvings. [...
-
Introduction to Structural Insulated Panels and Green Homes Kelowna - Introduction to Structural Insulated Panels and Green Homes by Richard Bose Structural Insulated Panel or SIP is the new buzz-word in building constructi...
-
10 Steps for Life Success - 10 Steps for Life Success – The winners in Life. What do winners do? Whether you're looking to build a business, heal a relationship, get a new job, lose ...
-
Top 10 Internet Marketing Strategies - Over the past 15 years the internet has become a major marketing tool that can no longer be ignored. The internet is the most cost effective way of using ...
-
High hopes for B.C. housing market upswing in 2010 - High hopes for B.C. housing market upswing in 2010 Shared via AddThis The B.C. Real Estate Association is forecasting a better sales season this fall tha...
-
Jeanne beats the boys over 5km - Kelowna,BC - Jeanne Carlsen of Calgary won the 5 kilometre Open Water Swim held as part of the Pushor Mitchell Kelowna Apple Triathlon during the weekend. ...
-
Speedpro Imaging Kelowna | Janet Fitchett - *Kelowna Business Ambassadors - Member Profile* ** Janet Fitchett of Kelowna BC, has a background in the hospitality and service industry which spans over...
-
Using Your System at Home - Most people purchase a security system with the intent to protect their home when they cannot be there, but as long as you are being protected don't forget...
-
BC Building Safety Branch seeking Kelowna Input - The Building and Safety Policy Branch is seeking public input on three proposals for changes to Provincial building regulations: High-Efficiency Toilets -...
-
Your Mortgage - the devil is in the details - With interest rates down and consumer debt interes rates still high many in Kelowna are looking to refinance their mortgages in Kelowna. Unfortunately for ...
-
Kelowna Realtor thoughts on Condo Rentals - Former president of the Okanagan Mainline Real Estate Board and Managing Broker of Premier Canadian Properties Bert Chapman (Toll Free 1-866-765-0579 - be...
-
Asbestos and who is at risk? - Why should I be concerned about asbestos-contaminated vermiculite insulation? A mine near Libby, Montana was the source of over 70 percent of all vermiculi...
-
The Seed - I found this article thought provoking and gained renewed inspiration from reviewing the 8 stated fundamentals Author Unknown The Seed A successful busine...
-
Hole in Four - John Daly Cup 2009 - *Team Name:* Hole in Four *Team Members:* (Alphabetically) Robert Bryshun, Carol Erfle, Janet Sime, Mike Utley *Team Pictures Below* no video unfortunate...
-
Okanagan - Dimensionally Stable Timber Framing - Tru Dry - Building with or adding a timber frame feature to a new build or renovation is an excellent choice in today's market. However, working with large dimension...
-
Kelowna Lakeshore Properties - Variety is the spice of life! - Kelowna area has fabulous Lakeshore Property choices: A quiet lakeshore home on Kalamalka Lake near Vernon. This lake is often described as Canada’s most ...
-
4 Tips for weathering the Kelowna Recession - The current economic downturn is starting to hit Kelowna and has many families worried about losing their job, struggling to keep up with bills and worried...
-
Build Savings Kelowna - Useful Links and Resources - If you are like me you are always looking for ideas on how to make better choices with your money. These links focus on how to Build Savings. They are pro...
-
Colour Palettes - Choosing a color scheme or color palette is vitally important for any room. Try to determine all of the major colors you will be working with first. When y...
-
Effective Team Building Strategies in Kelowna Canada - Simply put, a team is made up of a group of people working together to achieve a common goal. This applies to any field where multiple individuals are requ...
-
The bitter taste of a cheap product will always last longer than the sweet taste of a cheap price. - The bitter taste of a cheap product or install will always last longer than the sweet taste of a cheap price. I was in Vernon today to witness a blown insu...
-
Buds and Blooms - Buds and Blooms $40 $60 $80 Please contact Leanne (Lee) Barber at: Floral Designs by Lee, Kelowna, BC. Phone: 250.718.1155 E-Mail: info...
-
Kelowna Drapery Care - *Drapery Care* It is important to understand how invisible influences of the environment affect the life and appearance of your window treatments. Please ...
-
Why be Water Efficient in Kelowna - We need to invest in efficiency because that is where the long-term results can be found. Efficiency means using water more wisely -- by fixing leaks, rep...
-
Outdoor Stone Fountains Kelowna - The outdoor stone fountain can be installed only after detailed planning that requires a careful consideration of the space available in your ...
-
Foam Sealents for your Kelowna House - - Fill the gap with some of our foam products. - We cary Window & Door Foam, Gun Foam, Straw Foam, Intumescent Firestop & Bull Seal Terry...
-
Smart Start Meals - 2nd Year Anniversary! - *Media Release* - For Immediate Release - Contact: Ken Scott Date: February 2, 2009 Email: ken@smartstartmeals.ca Phone: 250-869-7678/1-877-286-3257 *Sav...
-
Kelowna Granite Countertops - *Kelowna Granite Countertops* - Granite is an excellent choice for countertops. Granite is available in polished and matte finishes. While granite may be ...
-
Kelowna Florist - Spring - Kelowna Flower Shop - *Floral Designs by Lee - "Your Spring flower Shop" Kelowna Florist * Floral Designs by Lee Delivering Spring flowers and gifts to Westbank, Winfield, Lake ...
-
Miniature Menus Tourism Marketing Products - Alberta - BC - Miniature Menus are created as a complete package deal, from Design to Distribution. Your full-service program includes: Minimum of 15 high-traffic tourist...
-
Great Valentines Day Flowers Kelowna - *Unforgettable *Floral Design by Lee - Kelowna Phone: 250.718.1155 E-Mail: info@floraldesignsbylee.com http://www.floraldesignsbylee.com/
-
Accounts Receivable Financing Kelowna - Typically referred at as "factoring", AR Financing is neither equity nor debt, yet strengthens a balance sheet - and control of the business always stays ...
-
Mike Hassard - Finally, You Can Beat the Taxman! - There's really only one thing you need to know about the upcoming Tax-Free Savings Account: Just get one. As it's name suggests, this new type of investmen...
-
Pamela Lynch - Longevity Lifestyles - Avoiding Blood Pressure Increase at Menopause - I just came across a great article on Avoiding Blood Pressure Increase at Menopause which was adapted from a Mayo Clinic article. Five steps to help lower ...
-
Todd Townend - The Latest Trends in Luxury Gardening - Here is the lasted article from LUXETRENDS™ which speaks about ECO-Friendly Avant Gardeninjg and the latest trends. Enjoy Todd. ECO-FRIENDLY AVANT GARDEN...
-
Protecting Your Family - Useful Links and Resources - If you are like me ... you are always looking for ideas on how to make better choices with your money. The links provided below center around the three par...
No Response to "Renovating Your Financial House Part 2"
Leave A Reply