How Men Die

Life insurance is the foundation of total needs planning. Premature death can ruin a families chance for financial success. 


We have all heard the statistic men die earlier than women, but have you ever wondered why? 


Yes some men are bigger risk takers, more men enlist in fighting roles in military, and some take dangerous jobs like deep sea diving, or below ground mining. 


But these differences play a small role in this difference. So if men die younger ... what is it that men die from?

Living Longer Myths

Why retire sooner if you only die weeks later.

Much of what I have written about on this blog is centered around financial strategies to spend less, protect your family better, eliminate personal debt and invest better. But what can you do to live longer to enjoy your efforts?

The other day I came across at book from Howard S. Friedman and Leslie R. Martin called The Longevity Project.  The book is based on a study started in 1921 following 1500 Americans, what the happened as they lived their lives and the causes for longevity.

You may be surprised to find out these12 myths about living longer ( Make sure to check the video below too) ...

Financial Game Plan Needs a Will!

You've worked hard to create the life you have. What will happen to it when you are gone? Do those left behind know what your wishes are? Ask those around you and you might be surprised!

Few of us want to discuss our own death and what people would want of yours after your are gone. Being open about your wishes can actually make your survivors job easier.

This months guest author, Una Gabie, lawyer with Pushor Mitchell Kelowna explains the advantages of having a will as part of your financial game plan.

Estate Planning: Reasons to Have a Will

There are many reasons why you should consider having a properly drafted and executed Will. Primarily, your Will provides clarification for your friends and family of your wishes.

Within your Will, you will appoint an Executor who is tasked with the responsibility of carrying out the wishes you express in your will. Their role is to gather in all of your assets, pay any debts you may have and distribute your assets in accordance with your will.

Having the opportunity to select your Executor is just one reason to ensure that you have a valid will in place. Without an Executor, a friend or family member will need to apply for appointment as the Administrator of your estate.

If there are disputes about who the Administrator should be, it can be a more expensive and time consuming process. If you have appointed an Executor under your will, assuming they are willing and able to act, the process of having an Administrator appointed is generally avoided thereby saving both time and money.

Further, a Court will often require that your Administrator post a bond which can add to the expense of the process. Having a Will in place simplifies many of these concerns and provides an outlet for an individual to express their wishes and desires.

There are many other reasons for having a Will drafted. If you would like further information please contact Una Gabie at Pushor Mitchell LLP by email at gabie@pushormitchell.com or by phone at (250)869-1230.

Thanks to Una for the article.

Mike Hassard Kelowna